I gave Debbie five stars because Debbie is really as good as it gets! She has provided the highest level of service imaginable. She's always been there to help me and my friends with complicated and difficult health insurance questions and situations. Debbie gives her clients service that no other broker will. I can't recommend Debbie highly enough! If you need help with health insurance, especially Covered California, Debbie is the one and only person to call.