Tummy on Fire?

Reading one of my clients blogs, prompted me to expand on this subject since it’s so common. I highly recommend her blog also:

As an insurance agent with hundreds of clients, I hear it almost every day – clients having tummy problems and are taking way too many antacids or the doctors are prescribing proton pump inhibitors (PPI’s).  What I found with most of these clients is, the after effect of eliminating the acid in the stomach seem to cause food to not be digested and nutrients to not be absorbed which then seem to then lead to a multitude of problems and diseases which need more prescription drugs.  Yikes!  It’s like a hamster on a wheel!   I found an extremely effective treatment, and it’s completely natural!  It was sooo simple too…my green drink!  I will say, I’ve educated hundreds of people about this and there are a certain group of people that will ONLY do what their Doctors say and won’t even TRY solving the problem naturally.

Here’s my story, after landing in the hospital in 2014 with diverticulitis (and totally by accident), I found relief for my occasional heartburn (and now many of my clients).   I’m not a Doctor by any stretch of the means however, I wasn’t getting any guidance from the medical community.  They just threw up their hands and said they really don’t know what causes it and to ‘stay away from nuts and seeds’.  What?  I love almonds and berries and they are good for me.  I researched and logically deduced that MY diverticulitis was caused by an acidic and severely inflamed gut.  I needed to adopt anti-inflammatory and alkaline lifestyle but juicing is too cumbersome and expensive (I have no time for that anyway).  My gut needed to be alkalized, not neutralized and I had to find a way to accomplish this, easily and conveniently.  Now, whenever I eat something that causes acid discomfort, I drink 1/2 of my normal green drink.  Within a few minutes, it’s GONE!  And, I’m putting good stuff in my body vs. chemicals.  As a side note, my gums don’t bleed any longer, I’m less bloated and I have more energy than I did in my 20’s!  I also found a green drink with ancient wheat grass and nothing artificial, just amazing nutrients!  Drinking one/day makes me feel incredible along with giving my body the nutrients we sorely lack in our food system today (which will be another blog).   I have told my own Doctors about my story and they just stare at me blankly and go on to another subject.  It’s like they don’t even care about nutrition.  Is this what we’ve come to?  BTW, I still eat berries and almonds almost every day and have NOT had another episode of diverticulitis!


Don’t take my word for it.  Research for yourself!   I highly recommend getting Dave Sandoval’s book, ‘The Green Foods Bible’.  This is what he says about acid:  “Green foods are loaded with an abundance of digestive enzymes, and they promote friendly bacteria and neutralize excess acidity.”  “If you have been relying on an antacid to treat the symptoms of poor digestion, they may have dangerous side effects; they suppress the production of gastric juices for hours at a time, interfering with digestion. Ultimately, the diseases caused by toxic undigested food far exceed the discomfort of gas.  Once again, green foods are the answer.”   My future self is thanking me every day that I found Dave’s book.  I refer to it almost daily for myself and my clients. 

Don’t settle for chemicals if you can solve the problem naturally.  As always, reach out to me if you’d like to learn more about how to live well past 100 or have any insurance questions.  Also, the company that makes my green drink gave me gift cards to share for your initial order.  Let me know if you’d like to try it for yourself! 


Nothing in this article is intended to be medical advice or instructions for medical diagnosis or treatment. If you have, or think you may have, any illness or medical condition, please consult a doctor or other qualified professional. Always seek the advice of a qualified healthcare professional before starting or changing treatment. This article is based on personal experience and research, and no claim is made to accuracy or completeness.

Highlights of the Senate Healthcare Bill

The Senate health bill resembles the House health bill with a couple of changes. I’m sure there will be tons more changes before this passes. Here are some of the highlights:
-Eliminates ObamaCare’s mandate that every American carry insurance.
-The Senate also backs away from some last minute House concessions that would have allowed states to opt out of several protections for those with pre-existing conditions, but insurers would not be allowed to charge higher premiums to those with pre-existing conditions.
-Subsidies will continue for 2 years although they are coming up with a new formula to determine who gets a subsidy and who much. Fewer middle class folks would get help because only those earning up to 350% of the poverty level would qualify, rather than the 400% threshold contained in Obamacare.
-Eliminates the ‘Enhanced’ plan benefits.
-Loosens requirements in Obamacare that health plans all cover a basic set of benefits like no limits on coverage.
-Phases out Medicaid’s expansion program and caps Medicaid (MediCal in CA) spending. It basically puts the entire Medicaid program on a budget, ending the open-ended entitlement that now exists.
-Repeals, retroactively to the beginning of 2016, the “employer mandate,” which requires large employers to offer health insurance to workers or be fined.
-Repeals the 3.8 percent tax on net investment income, to the start of 2017.
-Strips Medicaid funds from Planned Parenthood clinics for one year.
-Health plans that offer abortion services would not be eligible for the subsidies.
The bill is likely to come to the Senate floor next week. They’d like to get it done before the 4th of July recess.
The Senate has 52 seats and the bill would have to pass by 50 with Vice President Mike Pence breaking the tie.  They may have already lost one vote — Senator Rand Paul, Republican of Kentucky, has indicated that the bill is too liberal for him.

Aetna pulls out of the individual market in more states!


This just in from Aetna:  As a result of financial risk and an uncertain outlook for the Individual marketplace, Aetna (including Coventry)  has decided that we will no longer offer individual health products in the following states AR, AZ, CT, FL, GA, IL, KS, KY, LA, ME, MI, MO, NC, OH, PA, SC, TN, TX, UT, and WV for 2018.

What happens when there is no competition? You guessed it!  And we cannot afford anymore prices increases.  I just had another client drop his coverage because he cannot afford the premiums.  He’s 58 years old, makes $31,200/year, lives in a bare bones mobile home and because he worked hard and made a little more money last year, his premium double to over $200/month.  That’s for a Bronze, high deductible plan!

Dear elected officials.  Are you there?  Do you hear us?  HELP!!  We’re drowning!!

Here’s an idea!  Our government should put us all on the same plan our elected officials receive till they fix this mess!

This is killing young healthy women. Spot the warning signs and get help!

To coin a term used for another devastating day in history, June 1st is a day that will live in infamy in my world.  June 1st has always been a very solemn day for me after my hero (my sweet Uncle Leland) lost his battle with lung cancer on this day in 2008.  June 1, 2017 started out the same way. I woke up, said some prayers, thought about our wonderful memories we shared and soon, the day spiraled out of controlled and sent me into a tail spin.  The unfathomable happened, not one but TWO friends received their angel wings that morning.  Both were a shock to my system!  Healthy, beautiful, dynamic women, gone in the blink of an eye.  Lauren (age 69) passed away from an aneurism and Jami (age 47) passed away from a heart attack.  These two women were the picture of health!!  It just wasn’t registering in my brain.   After crying, swearing, questioning and just being numb and lost for a couple of days, I do what I always do and try to make sense out of something so senseless.  What could I do for Jami and Lauren that would turn my sadness into something productive?  It’s my nature to research so I sprung into action, looking for clues in case there was any possible way these could have been avoided.   The first one I tackled was heart attacks in younger women.  What I found left me even more dumbfounded with my jaw dropping to the floor.  This info needs to be shared as quickly as possible and just maybe, we can keep one Mother alive because you shared this blog.

Our story starts with sweet Jami, 47 years old and the mother of two.  An athletic family, they were literally the picture of the perfect family;  Loving, fun, sweet and big hearted Mom and Dad with a daughter and son that were just as talented, smart, loving and beautiful.  For a couple of days, Jami experienced some of the symptoms you’ll read about later in this article.  She laid her head on her pillow one night and went to sleep as usual. Sadly, Jami didn’t wake up the next morning.  Diagnosis, heart attack.  What?  We were all so stunned to hear the news that Jami had a heart attack. After all, she was the picture of health!  Since this just happened recently, I don’t profess to know if this affliction is exactly what transpired with Jami. But what I found in my research was so alarming to me, that I feel a responsibility to spread the word.   Remember this new acronym, ‘SCAD’ otherwise known as ‘the hidden heart attack in young women’.

In the back of my mind, I seem to recall someone talking about how heart attack symptoms are different in women than men.  However, I just never thought of YOUNGER women having heart attacks.  Thankfully, lots of the women I researched, lived to tell their story and see their children grow up, graduate college, get married and even got to enjoy their grandchildren.  Many however, will miss out on those milestones because they just didn’t know what they didn’t know.   We’re so good at chalking how we feel up to a myriad of issues…the flu, stress, a virus, vertigo.  Please, think twice about it next time that happens to you or someone you love.  Check out this story from is a great example from a 33 year old young mother:

Meghan Scheiber was in the middle of a 60-hour workweek when the call came: her 2-year-old son was sick at day care and needed to be taken home.  Buried in work and deadlines at her medical billing job, Scheiber was already feeling stressed. As she worried about how to juggle everything, she suddenly felt like she was going to pass out and had a heavy feeling in her chest and arms. She chalked it up to an anxiety attack or the start of the flu, let her husband pick up their son, and finished her workday before driving home.  But when the heavy feeling came back the next day at home, Scheiber, knew she had to act. “I said to my husband, ‘We have to go to the ER.’”  By the time she got there, she was in the middle of a heart attack.  She was admitted to the intensive care unit and had a second heart attack 2 days later.  Doctors diagnosed Scheiber with a type of heart attack often found in younger women. It’s called spontaneous coronary artery dissection, or SCAD.  “I asked my doctor if I would die,” she recalls tearfully 6 years later, “and he said he didn’t know what would happen.”

“SCAD isn’t rare. It’s rare to meet a survivor.”

That quote from the SCAD Alliance website spoke to me in a not so good, haunting voice.  I found out that sadly, many emergency facilities do not even check for SCAD because it only causes a small percentage of heart attacks overall (at least that’s what they thought).  Yet, SCAD seems to be responsible for 40% of heart attacks in women under the age of 50.  And it’s mostly happening to young women — more than 90% of SCAD patients are female.   In story after story, the hospital sent these young women home, telling them to take an over the counter pain relief medication.   But in my book, when it’s your daughter, wife or mother, that small percentage takes on a whole new meaning!  The other thing that amazed me is this affliction has only been studied for the LAST 5 YEARS!   Wow, in this day and age of medical advancements, that really blew my mind!

In some instances, there is nothing that could have been done.  However, in many cases, there are advance symptoms, many of which we could chalk up to some other affliction like the flu, a virus or vertigo.  So hear is the low down:  Unlike a more typical heart attack caused by a buildup of plaque in the arteries, a SCAD heart attack starts with a tear in an artery.  The tear blocks the artery and blood flow to the heart, leading to a heart attack. (Check out this video from the Mayo Clinic.).  According to many sites, many women experience varying symptoms including:

  • Shortness of breath, with or without chest discomfort
  • Heaviness in the chest
  • Breaking out in a cold sweat, dizziness, nausea or lightheadedness
  • Pain or discomfort in one or both arms, the back, neck, jaw or stomach

It’s very easy to see why many women would not even pay attention to dizziness, nausea and lightheadedness and attribute it to everyday illnesses or stress.

Our hearts are heavy and we still can’t imagine a world without Jami.  Even though SCAD may not have been what took our Jami, now that you are aware, spread the word and let every person in your life know if they experience any of these symptoms, get to an ER ASAP and be vocal about checking for SCAD.  If it’s really the flu or stress, you’re just out a little bit of money for the ER.  I’m sure there are many husbands, daughters and Moms and Dads that would gladly pay a few hundred dollars to have their loved one back in their arms.  By reading this and being that nagging voice of reasoning to your friends/family, you could possibly save a loved one or better yet, YOURSELF.   Please share this with your friends, family, daughters, mothers and sisters.  Do it for Jami!



SCAD Alliance Website

Mayo Clinic – SCAD Heart Attacks

FOX 8 Article




Debbie Hoffman is an independent insurance broker specializing in Medicare and individual/family health plans, contracted with over 40 companies, Covered CA certified and Medicare certified with 13 carriers.  Located in the Los Angeles area, she is contracted in many states throughout the country.  She prides herself on educating her clients, being their advocate and exceeding their expectations.  She accepts only the insurance company commissions so there are no extra charges for her assistance and guidance.  From ObamaCare through MediCare…Debbie cares which is why she educates the public on health issues she encounters.  Her goal is help everyone live longer, healthier lives!    323.455.4961